Revised Laws of Saint Lucia (2023)

• 1.   Short title and commencement

• 2.   Interpretation

• 3.   Powers, duties and functions of Central Bank

• 4.   Requirement for licence

• 5.   Application for licence

• 6.   Evaluation of application

• 7.   Grant of licence

• 8.   Refusal to grant licence

• 9.   Terms and conditions of licence

• 10.   Display of licence

• 11.   Restrictions on transfer of licence, etc.

• 12.   Restrictions on employment of certain persons

• 13.   Payment of fees

• 14.   Material change in circumstances affecting credit bureau, etc.

• 15.   Suspension and revocation of licence, etc.

• 16.   Publication of grant of licences, etc.

• 17.   Activities of credit bureau

• 18.   Requirement for consent

• 19.   Credit reports

• 20.   Permissible purposes

• 21.   Data management and quality control

• 22.   Security and control measures

• 23.   Data subjects' rights of access and correction

• 24.   Duty to maintain records and credit information

• 25.   Restrictions regarding disclosure of data subject information

• 26.   Supplying false information prohibited

• 27.   Credit information providers

• 28.   Adverse actions against data subjects

• 29.   Void agreements

• 30.   Resolution of disputes and complaints

• 31.   Cross-border data flow

• 32.   Periodic returns

• 33.   Information gathering powers

• 34.   Inspections

• 35.   Entry and search of premises

• 36.   Order by Central Bank

• 37.   Costs of inspections

• 38.   Auditors and annual reports

• 39.   Court order

• 40.   Civil liability for negligent non-compliance

• 41.   Appointment of Review Commission

• 42.   Right to review

• 43.   Review proceedings

• 44.   Decisions of Review Commission

• 45.   Appeals to High Court

• 46.   Appeals to Court of Appeal

• 47.   Agreements with other bodies, etc.

• 48.   Confidentiality

• 49.   Evidence regarding certificate of Central Bank

• 50.   General offences and penalties

• 51.   Fixed penalties

• 52.   Offences by credit bureau or other entity

• 53.   Defences in criminal proceedings

• 54.   Immunity

• 55.   Protection of databases upon liquidation

• 56.   Regulations

• 57.   Amendment of Schedules