(1) A data subject is entitled —
(a) to be informed by a credit bureau of the type of information with respect to that data subject that a credit bureau supplies to a subscriber;
(b) to challenge a credit bureau regarding any inaccurate data respecting the data subject held in the credit bureau database and request correction, by the credit bureau, of the inaccurate data; and
(c) to receive from a credit bureau a copy of the credit report of the data subject held by that credit bureau, without cost to the data subject, once a year.
(2) Where a data subject requests from a credit bureau, a credit report or other data subject information processed in respect of a data subject under this Act, the credit bureau shall, promptly but no later than 3 days after receipt of the request, furnish to the data subject the credit report or other information in accordance with this Act and the Regulations.
(3) A credit bureau shall provide to every data subject detailed information regarding the rights of the data subject and the procedures for accessing or correcting data kept and maintained by that credit bureau in relation to the data subject.
(4) The Minister may, by Regulations, provide for the correction of incomplete, obsolete, misleading, erroneous or inaccurate credit information processed by a credit bureau in relation to data subjects.