| 9. | General |
| 10. | Direct or Indirect Settlement |
| 11. | Admission of system participants |
| 12. | Suspension of a system participant |
| 13. | Grace period under suspension |
| 14. | Access to data under a suspension |
| 15. | Notification of suspension |
| 16. | Reinstatement of a suspended system participant |
| 17. | Cessation of a system participant |
| 18. | Resignation in writing |
| 19. | Termination |
| 20. | Grace period under termination |
| 21. | Effective date of termination |
| 22. | Revocation of termination |
| 23. | Discharge of obligations on suspension and cessation |
| 24. | Discharge of monies owed on cessation |
| 25. | Cessation of access |
| 26. | Notice to system participants of cessation |
| 27. | Entrance and exit fees |
| 28. | Collateralisation |
| 29. | Calculating the minimum collateral amount and the credit limit |
| 30. | Settlement failure |
| 31. | Sending credit and debit items |
| 32. | Security procedures |
| 33. | Processing of items |
| 34. | Duplicate items |
| 35. | ECACH not responsible for system participants' failure |
| 36. | Recording of communication |
| 37. | Acknowledgement for electronic transmissions |
| 38. | Verification of acknowledgement |
| 39. | Notification for non-receipt of acknowledgment |
| 40. | Designation by routing number |
| 41. | Processing by routing number |
| 42. | No obligation for use of routing number |
| 43. | Delivery of items to receiving participants |
| 44. | Items deemed delivered |
| 45 | Advice of non-receipt of items |
| 46. | Receipt of items in a timely manner |
| 47. | Designation of a third party agent |
| 48. | Use of credentials by third party agent |
| 49 | Establishment of controls for third party agents |
| 50. | ECACH not responsible for proper identification by third party agent |
| 51. | System participant bound by acts or omissions of third party agent |
| 52. | System participant to authorise settlement to ECACH |
| 53. | Delivery to third party agent |
| 54. | Reliance on third party agent designation |
| 55. | System participants responsibility for items on termination of third party agent |
| 56. | Indemnity for acts of third party agent |
| 57. | Pending and rejected items |
| 58. | Time schedules, settlement dates and extension of time limits |
| 59. | Designation of settlement account |
| 60. | Actions to be taken by the ECACH on a designated settlement account |
| 61. | General charges |
| 62. | ECACH not responsible for rights between system participant and settling participant |
| 63. | Prior designations of no effect |
| 64. | Obligations for settlement of transactions |
| 65. | Termination of settlement designation by written notice |
| 66. | Settlement |
| 67. | Availability of credit |
| 68. | Revocation of items |
| 69. | Return of items and funds |
| 70. | Processing of a returned item |
| 71. | Settlement of a returned item |
| 72. | Recourse and alternative resolution |
| 73. | Disputed returns |
| 74. | Finality |
| 75. | Obligations of originating participant in finality |
| 76. | No return of funds |
| 77. | Advice of credit, debit and reporting of errors |
| 78. | Records |
| 79. | Fees and penalties |
| 80. | Non-value messages |
| 81. | Limitations on liability and warranty |
| 82. | Restriction of claims for processing or settling a claim |
| 83. | Failure to send a written objection to an advice debit |
| 84. | Damages |