2023 Laws not yet authenticated through a Commencement Order

Revised Laws of Saint Lucia (2023)

Schedule 2

(Rules 89, 91)

IMAGE QUALITY SPECIFICATIONS

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    (1)   A system participant shall perform image quality checks for each set of image view records (Type 50, Type 52 and Type 54) as set out in the ANSI X9.100-187 Standards. The full details for data and field specifications may be found in section 5 of the ANSI X9.100-187 Standards.

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    (2)   Where a system participant fails to follow the data and field specifications the operator or the receiving participant may reject the item or file.

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    (3)   All image items deposited as part of an image cash letter shall meet the criteria set out in Table A and Table B.

    Table A – Image Standard
    Physical ChequeCanadian Payment Association Code 006 Standard
    Image Cash LetterANSI X9.100-187 Standards
    Image FormatTIFF 6.0 CCITT Group 4
    Image Quality/Compression200 or 240 dpi
    TIFF TAG Byte OrderLittle Endian (Intel) byte order
    Variable Record Length IndicatorBig Endian (Motorola) byte order
    Character Code8-bit EBCDIC
    View DescriptorFull view, i.e., no partial views
    ViewBi-tonal front and bi-tonal rear (Black and White)
    Maximum File SizeLimit outward clearing file size to 5MB
    Table B – Image Quality Assurance (IQA) Settings
    LengthMinimum = 6.25 InchesMaximum = 8.50 Inches
    HeightMinimum = 2.75 InchesMaximum = 3.75 Inches
    CornersFront Lower Right and Back Lower Left Corners > 0.8 Inches
    Front Upper (both) and Front Lower Left Corners > 1.0 Inches
    Rear Upper (both) and Rear Lower Right Corners > 3.0 Inches
    Document SkewFront Skew > 287.2 Degrees
    DarknessFront Minimum Darkness < 0.009 (Ratio of black pixels to total pixels)
    Front Maximum Darkness > 0.9 (Ratio of black pixels to total pixels)
    Back Minimum Darkness < 0.0038 (Ratio of black pixels to total pixels)
    Back Maximum Darkness > 0.98 (Ratio of black pixels to total pixels)
    NoiseFront Noise Relative Density (Black and White)
    > 5,852 Spots considered as noise per square inch, on average
    Back Noise Relative Density (Black and White)
    > 5,852 Spots considered as noise per square inch, on average
    IQA Record SizeFront = Minimum 250 Bytes, Maximum 200,000 Bytes
    Back = Minimum 250 Bytes, Maximum 200,000 Bytes